Looking to use your Self-Managed Super Fund (SMSF) for property investment? Our SMSF Loan is designed to help you achieve your financial goals. With competitive interest rates and flexible repayment terms, our loan solutions allow you to maximize your investment potential. 

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Using your Super to get an investment property might be an ideal way for you to grow and accelerate your retirement nest egg. Several exceptional benefits to utilising an SMSF loan as part of your funds investment strategy exist. Self managed super funds (SMSFs) can borrow money for the purchase of residential or commercial investment property, with the property held in trust for the SMSF until the loan has been repaid. 

 

If you have a self managed super fund or are considering establishing your own super fund, a properly structured self managed super fund loan will allow your fund acquire a real state asset for capital growth and return. SMSF loans are also known as limited recourse borrowing arrangements (LRBAs). The super fund loan is a limited recourse loan which means recovery of the loan is limited to the security property, in the event of default other super fund assets are not at risk.

 

Demonstrating the serviceability of the loan could be through rental income from the investment property, member contributions and ongoing income from other assets held in the self managed fund. SMSF loans are generally supported by personal guarantee/s from the beneficiaries (members) as well as confirmation from the SMSF trustee that the loan is in line with the funds investment strategy.