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SMSF Loan

Looking to use your Self-Managed Super Fund (SMSF) for property investment? Our SMSF Loan is designed to help you achieve your financial goals. With competitive interest rates and flexible repayment terms, our loan solutions allow you to maximize your investment potential. 

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Using your Super to get an investment property might be an ideal way for you to grow and accelerate your retirement nest egg. Several exceptional benefits to utilising an SMSF loan as part of your funds investment strategy exist. Self managed super funds (SMSFs) can borrow money for the purchase of residential or commercial investment property, with the property held in trust for the SMSF until the loan has been repaid. 

 

If you have a self managed super fund or are considering establishing your own super fund, a properly structured self managed super fund loan will allow your fund acquire a real state asset for capital growth and return. SMSF loans are also known as limited recourse borrowing arrangements (LRBAs). The super fund loan is a limited recourse loan which means recovery of the loan is limited to the security property, in the event of default other super fund assets are not at risk.

 

Demonstrating the serviceability of the loan could be through rental income from the investment property, member contributions and ongoing income from other assets held in the self managed fund. SMSF loans are generally supported by personal guarantee/s from the beneficiaries (members) as well as confirmation from the SMSF trustee that the loan is in line with the funds investment strategy.

SMSF Loan Features

​Our SMSF loan can be for both residential and commercial real estate with flexible features. They are flexible and tailored to your needs. 

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Features include

  • LVR Residential up to 80%

  • LVR Commercial up to 70%

  • Residential or commercial property

  • New or existing funds

  • Purchase or refinance

  • Loan terms up to 30 years

At our mortgage broker firm, we specialize in SMSF loans. Our experienced team of brokers knows the ins and outs of the process and will guide you through it seamlessly. We understand that obtaining a loan for your self-managed super fund can be complex, but with our expertise and support, we make it easy. We look forward to helping you secure your investment and financial future.

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Checklist

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With this guide, we have provided some basic information you need to know and have for your SMSF home loan. We hope you find value in this resource. 

 2024 UZO Finance Group PTY LTD

UZO Finance, Credit Representative Number 555279 is authorised under Australian Credit License Number 405961.

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This website has been prepared without considering your objectives, financial situations or needs. Before acting on the advice on this website, you should consider whether it is appropriate for your circumstances. Please contact UZO Finance Broker to discuss your unique circumstances for a personalised loan strategy which suit your needs. 

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Note: As with any financial scenario there are risks involved. This comparison tool provides an illustrative overview or summary only based on stated assumptions and your inputs and it should not be considered a comprehensive analysis. Calculations are meant as estimates only and it is advised that you consult with an independent professional lending or taxation expert as appropriate specific to your objectives, financial circumstances or needs. UZO Finance experts can guide you through the loan process. Information included in the illustration has been sourced from third parties and has not been independently verified. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.​​​​

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Ground Floor Office 2328/470 St Kilda Road, Melbourne VIC, 3004

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