Alt/Low Doc Home Loans
Our alt/low doc home loan options are designed to give you the flexibility get the most out of their property option. Our flexible low doc loan solutions are highly popular with self-employed Australians seeking a simpler, cost-effective mortgage loan without all the paperwork.
If you’re self-employed and your looking for fast, flexible mortgage finance a low document loan could be suitable for you.
We are specialists in low doc lending and can assist self-employed Australians with our market leading low doc loan products. Our range of low doc loans are a simplified mortgage loan for self-employed borrowers who have an income and assets but are unable to provide the required financial statements or tax returns to verify their current income.
If you’re a busy self-employed business person with complex financial affairs one of our simplified low doc loan products may be a more advantageous way to secure the finance you need.
Our highly flexible low doc loans simply require you to ‘self-certify’ your income derived from your self-employed activities. This is commonly known as a self-employed ‘income declaration’ or ‘low doc declaration’ similar to a statutory declaration which states the income you have derived from your business activities.
To verify consistency with your ‘self-certified’ income you have the choice of providing a preferred supporting document which may include ONE or TWO of the following documents;
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a letter from your accountant
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a business bank statement
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a business activity statement (BAS)
Our low doc loan product suite can accommodate a wide range of purposes including purchase, refinance, debt consolidation and equity release. We will also accept suitable residential and commercial real estate as security.
As experienced mortgage brokers, we know how to find the best possible loan options and deals for our clients and guide them through the process from start to finish.
As a trusted mortgage broker, we can help you develop a personalized loan strategy for purchasing your home as a self-employed person with at least 6-months ABN activity and GST. With our assistance you can structure your loan efficiently and minimize risk.
Our team stands ready to support you throughout the entire process, so contact us today to learn more.
At UZO, we understand that the mortgage process can be complex. That’s where our experienced team comes in - we work closely with our clients to ensure their mortgage experience is as smooth as possible. Whether you’re a first-time investor or an experienced investor, we can help you find the perfect mortgage for your needs.