top of page
Shaking Hands

Alt/Low Doc Home Loans

Our alt/low doc home loan options are designed to give you the flexibility get the most out of their property option. Our flexible low doc loan solutions are highly popular with self-employed Australians seeking a simpler, cost-effective mortgage loan without all the paperwork.
 

If you’re self-employed and your looking for fast, flexible mortgage finance a low document loan could be suitable for you.
 

We are specialists in low doc lending and can assist self-employed Australians with our market leading low doc loan products. Our range of low doc loans are a simplified mortgage loan for self-employed borrowers who have an income and assets but are unable to provide the required financial statements or tax returns to verify their current income.
 

If you’re a busy self-employed business person with complex financial affairs one of our simplified low doc loan products may be a more advantageous way to secure the finance you need.
 

Our highly flexible low doc loans simply require you to ‘self-certify’ your income derived from your self-employed activities. This is commonly known as a self-employed ‘income declaration’ or ‘low doc declaration’ similar to a statutory declaration which states the income you have derived from your business activities.
 

To verify consistency with your ‘self-certified’ income you have the choice of providing a preferred supporting document which may include ONE or TWO of the following documents;

  • a letter from your accountant

  • a business bank statement

  • a business activity statement (BAS)
     

Our low doc loan product suite can accommodate a wide range of purposes including purchase, refinance, debt consolidation and equity release. We will also accept suitable residential and commercial real estate as security.

As experienced mortgage brokers, we know how to find the best possible loan options and deals for our clients and guide them through the process from start to finish.

 
As a trusted mortgage broker, we can help you develop a personalized loan strategy for purchasing your home as a self-employed person with at least 6-months  ABN activity and GST. With our assistance you can structure your loan efficiently and minimize risk.

Our team stands ready to support you throughout the entire process, so contact us today to learn more.

At UZO, we understand that the mortgage process can be complex. That’s where our experienced team comes in - we work closely with our clients to ensure their mortgage experience is as smooth as possible. Whether you’re a first-time investor or an experienced investor, we can help you find the perfect mortgage for your needs.

How much could I borrow?

Checklist

Download your free home loan checklist

With this guide, we have provided some basic information you need to know and have for your first home loan. We hope you find value in this resource. 

 2024 UZO Finance Group PTY LTD

UZO Finance, Credit Representative Number 555279 is authorised under Australian Credit License Number 405961.

​

This website has been prepared without considering your objectives, financial situations or needs. Before acting on the advice on this website, you should consider whether it is appropriate for your circumstances. Please contact UZO Finance Broker to discuss your unique circumstances for a personalised loan strategy which suit your needs. 

​

Note: As with any financial scenario there are risks involved. This comparison tool provides an illustrative overview or summary only based on stated assumptions and your inputs and it should not be considered a comprehensive analysis. Calculations are meant as estimates only and it is advised that you consult with an independent professional lending or taxation expert as appropriate specific to your objectives, financial circumstances or needs. UZO Finance experts can guide you through the loan process. Information included in the illustration has been sourced from third parties and has not been independently verified. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.​​​​

Visit Us

Connect with UZO

  • Facebook

Ground Floor Office 2328/470 St Kilda Road, Melbourne VIC, 3004

Subscribe to our newsletter • Don’t miss out!

Thanks for subscribing!

bottom of page